Where To Spend Your End of Year FSA Money Online

Where To Spend Your End of Year FSA Money Online


Do you have some money in your FSA account at the end of the year? Maybe your employers have been contributing to it and now’s the time to spend? If you are lucky not to have had any healthcare-related incidents to spend it on this year, here are some ways you can use your FSA funds!


What is FSA? 


An FSA account is a separate bank account where you can add money to cover various healthcare expenses. You aren’t taxed on this money, but it can only be used to pay for certain things. Some employers add money to FSA funds, although not all.


Where to buy online FSA approved items



What to buy with your FSA/HSA money


Cold and Allergy Products


If you have allergies, there are a few things that you can purchase with your FSA card, including some products to relieve the symptoms of your allergies. Or, are you someone who is always coming down with colds? You could purchase an at-home virus test, a thermometer to check your temperature, or a steam inhaler to improve your illness. 


Vision Products


If you have poor eyesight, there are lots of things you can spend your FSA money on. Use it for your standard prescription glasses or contact lenses and solutions. You can also spend it on blue light glasses or light therapy to improve your vision and deal with other vision-related issues, such as insomnia from red light exposure. Check out Glasses Shop or Gunnar Optiks for these products. 


Dental Products


Dental products can get expensive, so you’ll be glad to know that these are included in your FSA funds. Companies like Byte, which are similar to Invisalign are included with FSA cards, as are Smile Direct Club and SmileLove, which have the lowest prices for teeth aligners.




There are a few skincare solutions that you can spend your FSA money on. Light therapy is thought to be effective for acne, and can be paid for with FSA cards. 


You could also purchase products instead, such as sunscreen, bug spray, or lip products with SPF (so they protect your lips from the sun).


Pain Relief


If you suffer from chronic pain, there are some solutions out there (that don’t involve taking a load of drugs). HealthmateForever is a muscle stimulator that is said to reduce pain naturally. Or you could try Revive Light Therapy and enjoy its benefits.


Safety Eyeglasses 


If you have a job that requires you to protect your eyes, you’ll be glad to know that safety eyeglasses are actually covered with FSA money! Safety Glasses USA has an excellent selection of eye protection.


First Aid Kits


It is always beneficial to have a first aid kit, especially if you are somebody who frequently travels, or if you are prone to accidents. Your first aid kit could include bandages, plasters, ointment and medication. Most of these can be bought with an FSA card.



Your feet carry you around – so it’s imperative that you look after them! Braces, shoe insoles, and foot circulation massagers are all included on your FSA card. Your feel will thank you for treating them! 


Mom and Baby Products


Mom and baby products include everything from pregnancy tests and ovulation strips, to breastfeeding pumps and baby monitors. This category basically includes anything that will make you feel more comfortable during the pregnancy, birth and while the baby is growing up, so if you are expecting or have a young baby there is undoubtedly something that you’ll need. 


Feminine Products


Feminine products are of course, essential, so it is only right that your FSA money covers them. You can use your card to pay for supplies of sanitary pads, tampons, or even reusable menstrual cups, which can be used for up to five years.


As you can see, there are dozens of things that people need to keep their health and comfort tip top. All of these products will make your life a little easier and help to ensure that you stay healthy throughout the new year. These are the most popular non-medical ways to spend your FSA money, but there are plenty more as well! Click on any of the links to see more about the products and explore your options.

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Accidentally Made Money on Etsy: 24 Hours of Setting Up My Print On Demand Online Business

Accidentally Made Money on Etsy: 24 Hours of Setting Up My Print On Demand Online Business

Being in quarantine and doing the same thing over and over again has gotten to my head. I was listening to Chamath Palihapitiya on a podcast and one thing he said was to use this time to learn a new skill. I have just trying to learn new things.

First setting up ADvengers and trying to create a community and make it a go-to chat community, getting back and systemizing my Amazon/eBay business, optimizing campaigns and my doing more content for my blog…. trying…

Doing all these can become boring to me as it becomes repetitive. While trying to learn a new skill, I decided to check out print on demand Youtube videos. I just randomly typed it in and watched a continuous flow of videos for about 3 hours, I then started signing up. It was 9 pm on a Saturday night.

I was not even thinking at that time and just started setting stuff up. Within an hour or so I got my store setup and systems linked, I made an image with at that time what I thought was a solid idea. I wanted the least amount of entry when setting my first print on demand store, so I use my eBay account that I already have and set up an Etsy store that I previously had for reselling.


The only thing I had to do was set up a print-on-demand service. Everyone was recommending Printful, I didn’t get a chance to do my own research but they integrate with what I currently have so why not. Again everything was synced up and then I went to bed.

Woke up to 7 orders… not a lot but 3 hours of work and just experimenting. Not bad.

I was like “Oh shit” this is legit. I started with no inventory and just an idea graphic in my head. Sunday I started getting more orders. So I started to check out Etsy and see if there was any competition on this trend I picked up on. Not that much actually and I think I caught a wave.

What is Printful?

Printful is a service for your Print on Demand ideas. Want a meme on a t-shirt to sell to the masses? Want a coffee mug with your logo on it? Printful allows you to put your ideas to reality without holding any inventory. You create an idea, make a store, and sync your orders with Printful and they handle the supply chain from the t-shirt inventory to the printing to even shipping it out to your customers.

All you need is an idea and a computer to start signing up.

Now, as the excitement grew, I came up with more ideas to see what else I can print on. Where else can I add POD to a store similar to Etsy? I was wired with excitement. I started reading where Printful can be integrated. Then I notice …

There are going to be delayed when printing, I didn’t think of it and didn’t bother reading it. Later in the day as I got my second image drafted up I decided to read it. What… 22 days to 30 days delayed!!

As of this writing, they have closed certain products to the public such as t-shirts and all-over prints. You can not add any new products within Printful until they catch up on their current orders. Good call for them, but now I have orders to fulfill!

With the pandemic going on and people stuck at home, they just buy things. Even Amazon and Walmart recognized sales that are similar to Black Friday but now every day while during the COVID pandemic.

So 2 things came to mind, cancel all the orders, and refund them or find a local shop to get this t-shirt printed. I decided to open up Google maps and find local print shops that are open. I called every one of them to see if they can do a turn around time by Monday/Tuesday.

One came back and took the order to be done by Monday. I paid double, the loss on the total set of orders was just $40. Now the best part is I have a new set of relationships that I can use just in case this happens again. I also now have their tier pricing for t-shirts and how long they need to print the shirts. So did I lose money?

Luckily for me, my t-shirt was just one color and decided to go with screen printing with the local shops. It is far cheaper than DTG and more efficient. If it was a complicated design then I would have reconsidered, but I wanted these shirts to be printed in a short amount of time while still trying to be cost-effective.

Print on Demand Dead?

Now here is my opinion on Print on Demand industry. It is currently slowly dying. Why the supply chain is broken. Printful can only buy so many more printers and they are the biggest ones out there (from what I have read so far). The problem of printing t-shirts is still a manual process.

Yes, I went down the rabbit hole and understood how t-shirts and screen printing vs DTG (direct to garment) works. It allowed me to understand the hiccups DTG printing has – the prep itself is manual from treating the shirt to heating to finally printing! A lot goes into it and a lot of these Print on Demand business owners do not understand the process.

Watch this video here on how one shirt is being printed and the prep it takes…

Hit up Reyes and maybe he will print and ship your POD t-shirts. He is a hardcore hustler.

Print on Demand for t-shirts will not die but right now or later, but right now they have to keep up with current orders. If you are going to start out a Print on Demand online business, then this isn’t the year to start. When the supply chain lessens then it will be much easier for your products to get to the consumer.

Remember people got used to 2-day shipping and now are used to 5-day shipping because they understand the delays – no one is waiting 4 weeks! Would YOU ever wait 4 weeks for a product? Probably not. Our brains probably do not even remember what we ordered 2 days ago let alone, 4 weeks.

So I believe it is a viable online business model ‘Print on Demand’. When the supply chain eases then it will be a great way to get back on it. I personally now bought a bunch of shirts with the meme on it and now is going to put these orders back on Etsy, eBay, Mercari, etc – where I can sell these items.

What you need to look for is what products are not being delayed. Looking at Printful list – phone cases, jewelry, and framed posters currently have no delays in creating and fulfilling the orders. T-shirts for sure is backed up, so I personally would stick away from that unless you can work with local print shops as I have.

If you want to know what shop I have contacted send me a message and I will put you in contact with them.


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How Brands Are Increasing Business with Online Calculators

How Brands Are Increasing Business with Online Calculators

Remember when you had to buy a calculator and have it on you at all times when you were in school? It was one of the most important things you needed to have, and it was often a big deal to make sure you bought that special Texas Instruments version with all the fancy buttons and calculations for math and science classes!

For Texas Instruments, this was a dream come true, as they simply had a product that students and teachers needed to have, and there wasn’t a need for much marketing behind it. Until the mobile device came along that is…

With the introduction of the mobile device, anyone can quickly pull up a calculator or even download an app for more advanced or specific calculator tools. This has opened a whole new world of opportunity for businesses and brands to reach new audiences by offering quick and easy tools to solve complicated problems.

The smartest businesses and brands in the world today are using these methods to not only generate more value to their audience, but also to increase traffic, leads, sales and revenue in the process. It’s not just about the products or service a company is offering, it’s also about the creativity and marketing behind them as well.

With this in mind, today we are going to take a look at three different businesses and brands in three of the world’s most lucrative and sought after markets (business, health and beauty, and finance). Each has created unique calculators of their own, to not only provide value to their audience, but to also increase engagement, sales and brand loyalty in the process.

Business – Time Scheduling and Cost Savings

When running a business of any type, it’s all about minimizing costs and maximizing profits. This often comes down to how much money you are spending on employees and on-going projects, versus how much they are actually bringing in.

For most organizations, this isn’t something they often have the best numbers on. They know they need employees and they know they need to get the work done, but how effective is it really being for the ROI of the business?

To help with this process, we can take a look at this time scheduling calculator from Deputy, which specialized in time management and scheduling tools. Through the use of the tools on their site, it allows for anyone to try employee scheduling tools for personal, business and organization use.

It allows anyone visiting the site to enter the number of employees they have, their average weekly hours, how much they are paid and more. After submitting the numbers, it then spits out an immediate report on Monthly Cost Savings, Annual Cost Savings and ROI.

For the end user, the advantage to using a calculator like this is that it makes it super fast and easy to change employee numbers, hours worked and rates, to see how it could make a big financial difference for the business. And for the site offering the service to users, they aren’t just offering a quality experience, they also have a service in place to further help optimize such tracking as well.

Health and Beauty – Weight Loss and Dieting

Have you attempted to start a new diet or tried to exercise in the past few months? If so, you aren’t alone. The weight loss industry is one where people are always coming and going non-stop. However, when it does come to physical fitness and seeing weight loss results, it really does come down to the numbers you are taking in, and then putting out.

By this, of course we mean your calorie intake. The more you eat, the more you need to burn… otherwise it turns into fat.

The concept is easy enough to understand, but once you have a calculator to help understand the process, you will likely improve your eating habits and see better results across the board.

To see a perfect example of this, take a look at this weight loss calculator from Lifespan Fitness, which is a fitness website that helps individuals plan out how they would like to lose weight, exercise and meet their goals.

Unlike other sites that might have a similar calculator for figuring out BMI or calorie intake, this one is a big more advanced.

In three simple calculations, the site allows you to create the right plan for your weight loss. It starts off with a gender profile and goals, how hard you are going to exercise and work, and also your diet plan and exercise. Based on these calculations, the tool will then provide you with an estimate on how many calories you can eat per day and the amount of calorie burn and exercise needed.

The addition of the weight loss calculator to this site is just added value to visitors and customers of the brand. Lifespan Fitness offers exercise equipment through their site and this is just an extra added value for everyone to experience without the need to purchase anything.

Finance – World Currency Calculator

To think that your business and preferred currency is the only one in the world would be quite naive. Instead, there are roughly 180 different currencies in the world today and millions of businesses and individuals are likely converting their money daily.

This is often due to traveling and global business transactions, but there is still a need for quick and easy currency transactions without the need to look each one up individually and then pulling out a calculator of your own.

A real-time example of this can be seen with the Yahoo Finance currency converter tools offered on their investing, stock marketing and personal finance section of their site. It’s one of the easiest and most simple tools out there, but it provides the end user with the exact info they are looking for.

While many of the other calculators featured in this article are quite advanced, this currency one is quite simple. All you need to do is select the two currencies of your choice and then input your values. The tool will instantly convert accordingly, and if you happen to put it in backwards, you can click the flip button for an easy switch. Historical charts for currency changes are also available.

With Yahoo Finance already having a heavy focus on world investments, stocks and currencies, adding this feature to their site was just another added bonus and reason for users to keep coming back to the site.

How to Grow Your Brand and Business with a Calculator

No matter what type of business or brand you might currently have, if there are any reasons why someone might need a calculator in reference to your services, products or information, it’s a great idea to try and add one to your site. Not only is it a free service that offers extra added value to your site’s user experience, it will likely also get shared and referenced to from other authority sites as well.

Best of all, there are already plenty of pre-made widgets and scripts available for different calculators out there. This means you can get one live on your site much faster and cheaper than if you were to have one custom coded. After all, you don’t need to have the flashiest looking calculators and forms on your site, you just need to have one that works.

Take a moment to look through each of the examples above and see how a custom calculator might be able to grow your business across the board.